1 Aug 2026 · Smokzi
Paying by Bank Transfer or PayID: A Simple Guide
Bank transfer and PayID are the standard way to pay for tobacco online in Australia. Here's exactly how it works, how long it takes, and how your order gets matched.
How the payment step works
After you place an order, the confirmation page shows the account details — BSB and account number — plus your unique order code such as SMZ-AB12CD34. Open your banking app, create a transfer for the exact order total, paste the order code into the description or reference field, and send it. That reference is the key: it lets the payment be matched to your order the moment it appears.
How long until my order ships?
Transfers between Australian banks via the New Payments Platform often clear in minutes; older-style transfers can take one business day. Orders are verified and dispatched Monday to Friday, so a payment sent on a weekday morning usually means same-day or next-day dispatch. Sending a screenshot of your transfer receipt to the payments number shown on your order page speeds verification up further.
Is it safe?
You never type card numbers or banking logins into the website — the transfer happens entirely inside your own banking app, protected by your bank's authentication. The order page is the only place your details are used, and only to deliver your order.
Common mistakes to avoid
Three things delay orders: forgetting the order code reference (the payment arrives but can't be matched quickly), transferring an amount different from the order total, and paying from an account in a different name without sending a receipt screenshot. Avoid those and the process is genuinely effortless.
Ready to order?
Free tracked delivery Australia-wide · prices include all taxes · 18+ only.